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Volvo XC90 Car On-Road Price In New Delhi

The Volvo XC90 on-road price in New Delhi covers every cost involved in owning the car — from ex-showroom price to RTO charges, insurance premiums and registration fees. These figures are based on current state tax rates and standard insurance... More

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Volvo XC90 Ultra B5 Petrol Automatic

XC90 2025-48
Ex-Showroom₹1,02,89,900
Road Tax₹9,26,091
TCS₹1,02,899
Registration Charges₹600
FASTag₹600
Hypothecation Endorsement₹1,500
Road Safety Cess₹18,522
Other Charges₹400
Insurance₹5,14,495
On Road Price
₹1,18,55,007

The on-road price of Volvo XC90 in New Delhi may vary slightly across dealers depending on insurance packages, handling charges, additional accessories, warranty or service packages. State taxes and RTO fees remain uniform across Haryana. You can view the variant-wise price breakup, compare on-road prices across cities, and estimate EMI or ownership costs using the calculator above.

Fuel Type
Transmission

Variants

Ultra B5 (₹1.03 Cr)

1969CC | Petrol | Automatic

Volvo XC90 EMI in New Delhi

For a 5 year loan tenure with a - down payment and an interest rate of 8.75%, the estimated monthly EMI for the Volvo XC90 in New Delhi will be approximately - per month. You can use the EMI Calculator to modify loan amount, tenure, or interest rate and see how your monthly payments change accordingly.

Volvo XC90 Competitors

The Volvo XC90 competes with several cars in its segment, offering similar features and price ranges. Here are some popular alternatives you can check to view their on-road prices and decide which one fits your needs best.

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Frequently Asked Questions (FAQs)

The car's on-road price in India is the total price you pay to drive it legally on the road. It's more than the ex-showroom price, which is the price quoted by the car manufacturer and doesn't include various taxes and fees. Here's how to calculate the on-road price:

1. Start with the Ex-showroom Price: This is the base price of the car set by the manufacturer. You can find it on the car's brochure, manufacturer's website, or by visiting a dealership.

2. Add Road Tax: Road tax is a mandatory fee charged by the state government where you register the car. The percentage varies depending on the state and car type. It typically ranges from 4% to 15% of the ex-showroom price.

3. Add Registration Fee: This fee is paid to the Regional Transport Office (RTO) to register the car and get a license plate. The fee varies depending on the car's engine size and can be roughly estimated at Rs. 10,000.

4. Factor in Insurance: Car insurance is mandatory in India. There are two parts: third-party insurance (which covers damage to other vehicles and property) and comprehensive insurance (which covers your car for theft, accidents, and natural disasters). The premium amount depends on factors like the car's IDV (Insured Declared Value), your location, and driving history. You can expect to pay around 2-3% of the ex-showroom price for third-party insurance and more for comprehensive coverage.

5. Include Other Charges (Optional): Dealerships may add handling charges or logistics fees for delivering the car to you. These are usually negotiable.

Here's a formula to estimate the on-road price:

On-Road Price = Ex-showroom Price + (Road Tax %/100 * Ex-showroom Price) + Registration Fee + Insurance Premium + Other Charges (if any)

Example: Let's say the ex-showroom price of a car is Rs. 5,00,000:

  • Road Tax (assuming 10%): Rs. (10/100 * 5,00,000) = Rs. 50,000

  • Registration Fee: Rs. 10,000 (estimated)

  • Third-party Insurance (assuming 3%): Rs. (3/100 * 5,00,000) = Rs. 15,000

  • Estimated On-road Price: Rs. 5,75,000 (This is just an estimate, the actual price may vary depending on the exact charges.)

Tips:

1. Use online car on-road price calculators for a more precise estimate specific to your location and car model—these calculators factor in the latest tax rates and insurance quotes.

2. Negotiate with the dealer on the ex-showroom price and other charges (like handling fees) to reduce the on-road price.

The main difference between ex-showroom price and on-road price in India boils down to what's included in the final cost:

Ex-showroom Price: This is the base price of the car set by the manufacturer. It essentially reflects the cost of the vehicle itself, including the manufacturing cost, dealer profit margin, and Goods and Services Tax (GST).  It's like the car's price tag at the showroom, excluding anything required to legally drive it on the road.

On-road Price: This is the total price you pay to drive the car legally. It includes the ex-showroom price PLUS all the additional charges required for registration, taxes, and insurance:

  1. Road Tax: A mandatory fee charged by your state government, typically ranging from 4% to 15% of the ex-showroom price.

  1. Registration Fee: Paid to the Regional Transport Office (RTO) to register the car and get a license plate. It varies based on engine size but can be roughly estimated at Rs. 10,000.

  1. Car Insurance: Mandatory in India. It can be broken down into:

  • Third-party insurance (covers damage to other vehicles and property).

  • Comprehensive insurance (covers your car for theft, accidents, and natural disasters). The premium amount depends on various factors.

  1. Other Charges (Optional): Dealerships may add fees for handling or logistics of delivering the car, which can be negotiated.

In short:

  • Ex-showroom price is the initial sticker price.

  • The on-road price is the final price you pay to drive the car legally on the road. It's always higher than the ex-showroom price due to the additional mandatory taxes and fees.

The on-road price of a car is the final amount you pay to legally drive the car on the road. It usually includes the ex-showroom price, road tax, registration charges, insurance, FASTag and other applicable charges.

Car on-road price is calculated by adding ex-showroom price, RTO charges, road tax, registration fee, insurance premium and other applicable charges. The final amount may vary by city, state, variant, fuel type and insurance plan.

Ex-showroom price is the basic price of the car before adding registration, insurance and road tax. On-road price is the final payable price after adding all mandatory charges reuired to register and drive the car legally.

On-road price is higher than ex-showroom price because it includes extra costs such as road tax, registration charges, insurance premium, FASTag, number plate charges and other dealer or government-related charges.

Yes, car on-road price can change from city to city because road tax, registration charges, insurance premium and local charges may differ by state, city and RTO rules.

Yes, V3Cars helps users check city-wise car on-road price for new cars in India. Buyers can select the brand, model and city to see the estimated final price and price breakup.

Car on-road price usually includes ex-showroom price, road tax, registration fee, insurance, FASTag, number plate charges and other applicable charges. Optional accessories and extended warranty may increase the final price.

Yes, car insurance is usually included in the on-road price. The premium may vary depending on the car, city, insurance provider, IDV, add-ons and whether you choose third-party or comprehensive insurance.

Yes, road tax is included in the on-road price. Road tax is charged by the state government and may vary depending on the car price, fuel type, body type and registration location.

You may be able to reduce the on-road price by negotiating dealer handling charges, insurance premium, accessories, extended warranty and other optional packages. However, mandatory charges like road tax and registration cannot usually be avoided.

The on-road price shown by V3Cars is an estimated price based on available data. The final price may vary slightly depending on dealer quotation, insurance selection, optional accessories, offers and local registration rules.

Checking the on-road price before visiting a showroom helps you understand the actual buying cost of the car. It also helps you compare variants, plan your budget and avoid confusion between ex-showroom price and final payable price.

Petrol Price In Major Cities

Volvo XC90 Brochure

Download brochure for detailed information on specs, features & prices.

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Volvo XC90 Cost Of Ownership

City

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Variant

Base Variant

On-Road Price

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Period

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Total Running

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Maintenance Cost

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Fuel Efficiency

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Fuel Cost

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Total Estimated 5-Year Cost

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Cost per km

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*Includes fuel and regular maintenance costs, but excludes insurance renewals and other periodic expenses.

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Volvo Xc90 Monthly EMI

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